Commission/fee method

A minimum of USD 96,000 of eligible commissions paid is required. Of this total, a minimum of USD 48,000 of paid commissions (50 percent of the requirement) must come from products listed in the Unlimited Credit category.

Premium method

A minimum of USD 192,000 of eligible paid premium is required. Of this total, a minimum of USD 96,000 ofpremium (50 percent of the requirement) must come from products listed in the Unlimited Credit category.

Income qualification method

A minimum of USD 166,000 in annual gross income from the sale of insurance and financial products is required. A minimum of USD 48,000 must be income from new business generated during the production year. Further, a minimum of USD 48,000 must be derived from income associated with risk-protection products (products eligible for Unlimited Credit under the commission or premium methods). It is possible that the same business, for example the sale of new life insurance policies, could satisfy both requirements.

Limited/Unlimited

Products outside of those sold by life insurance companies are considered limited sourcesof production. These sources can count toward qualification only after you have achieved at least 50 percent of MDRT-qualifying production through unlimited means. For specific examples, please see these full requirements.

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